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Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
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Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,198 5,198 5.2
HDFC Dynamic Debt Gr 100000 103,316 3,316 3.32
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,198 Not Applicable Not Applicable 1,560 3,639
HDFC Dynamic Debt Gr 3,316 Short Term Not Applicable 995 2,321

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Data as on - 20-03-2023
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
UTI Dynamic Bond Reg Gr 23-06-2010 1.52 11.69 11.57 10.36 5.66 7.44 7.8
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.19 6.93 6.16 7.36 5.41 6.9 7.27
ABSL Dynamic Bond Gr Reg 27-09-2004 1.19 6.92 6.16 7.36 5.42 6.9 7.57
ICICI Pru All Seasons Bond Gr 01-05-2009 1.33 5.79 5.19 6.69 7.46 9.22 8.42
SBI Dynamic Bond Reg Gr 10-02-2004 1.64 5.2 4.15 5.16 7.15 7.34 5.88
Quantum Dynamic Bond Reg Gr 01-04-2017 0.73 5.13 4.79 5.57 6.71 - 6.41
JM Dynamic Debt Reg Gr 25-06-2003 0.98 4.54 4.29 5.43 5.49 6.92 6.54
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.49 - - - - 3.97
Baroda BNP Paribas Dynamic Bond Fund Reg Plan A Gr 01-01-2013 0.0 4.34 - - - - 4.59
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 4.19 - - - - 4.43
Edelweiss Money Mkt Reg Gr 27-06-2008 0.99 4.13 3.56 3.9 6.52 6.57 6.23
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.76 4.04 3.59 4.65 6.1 7.29 5.64
Indiabulls Dynamic Bond Reg Gr 30-11-2018 0.76 3.72 4.09 4.71 - - 5.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.66 3.0 4.23 5.66 6.95 6.94
PGIM India Dynamic Bond Gr 12-01-2012 1.63 3.44 3.47 4.48 6.35 7.13 7.35
HDFC Dynamic Debt Gr 28-04-1997 1.8 3.34 5.62 6.31 5.3 6.76 8.11
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.7 3.2 4.2 5.14 6.15 6.99 6.33
IIFL Dynamic Bond Reg Gr 24-06-2013 0.52 3.19 5.26 5.64 5.96 - 6.51
Axis Dynamic Bond Reg Gr 01-04-2011 0.66 3.04 4.58 6.02 7.14 7.55 7.88
Kotak Dynamic Bond Reg Gr 26-05-2008 1.31 3.01 4.13 5.71 7.03 7.97 7.96
DSP Strategic Bond Reg Gr 09-05-2007 1.12 2.46 3.62 4.73 6.72 7.35 6.63
Union Dynamic Bond Gr 13-02-2012 1.51 2.41 2.88 4.43 5.71 6.0 6.29
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.61 2.38 2.15 3.24 - - 4.17
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.12 1.89 2.62 3.55 6.05 - 5.45
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.62 1.61 3.37 4.76 6.89 7.36 7.62